The Orchard Practice Financial Advisers – Growing Together

Our services range from mortgage advice, managing your investments, arranging critical illness cover and helping you plan for your retirement.

High quality financial advice for individual and corporate clients.

We strive to provide you with not only the most suitable advice but also the best service for your mortgage, protection, investment and pension needs. At The Orchard Practice we understand that your circumstances change as quickly as the economy.

We have been dedicated to our clients since 1997 and we know that the advice we offer has to evolve in line with your own needs as well as the wider markets.

0m
in mortgages arranged in 2014*
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testimonials received since 2010*
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years we have been in business*
Obtaining finance for a property can be a difficult and stressful time regardless of whether you are a first-time buyer, remortgaging or an experienced property investor.

At The Orchard Practice we do all the hard work for you leaving you to concentrate on what matters most.Find out more about mortgages...

At The Orchard Practice we know that life is full of surprises, both good and bad. By planning for the unexpected we can help minimise any financial worry so you can enjoy what matters most.

We can help you arrange cover for critical illness, income Protection and unemployment.Find out more about protection...

It’s more important than ever to manage your money and plan for your financial future. Most people know that they need to plan but do not know where to begin.

We can advise you on investing for income or capital growth including specialist investments, offshore bonds, and enterprise investment schemes.Find out more about investments...

Most of us dream of retiring early and enjoying all the things we don’t have time for during our working life, such as a round-the-world cruise, spending more time with our family or just relaxing in the sunshine.

We will help you plan for your retirement to help ensure you have the money you need to be able to live your dreams.Find out more about pensions...

A divorce can be a stressful time for all those involved, both directly and indirectly. Apart from having to cope with the emotional pressures resulting from a marriage breaking up, there are also major financial implications.

At The Orchard Practice we are here to help manage and minimise the financial stress so that you can look forward to your future feeling positive and secure.Find out more about divorce...

At The Orchard Practice we know that business is full of surprises, both good and bad. By planning for the unexpected we can help minimise any financial worry so you can concentrate on growing your business and looking after your profit and your cash flow.

We can help you arrange protection for key persons, business partners, shareholders, and business loans.Find out more about business protection...

The law on workplace pensions has changed. Every employer with at least one member of staff now has new duties, including putting those who meet certain criteria into a workplace pension scheme and contributing towards it.

This is called automatic enrolment. It’s called this because it’s automatic for your staff – they don’t have to do anything to be enrolled into your pension scheme. Find out more about auto enrolment...

Interested in any of our services? Request a fee free initial consultation today.

Bank of England Base Rate

0.5%

Current rate of inflation

0%

ISA allowance – 2015/16

£15,240

Pensions Annual Allowance

£40,000

Full List of Our Services

  • First time buyer mortgages

  • Buy to let mortgages

  • Commercial property mortgages

  • Re-mortgaging

  • Life insurance

  • Critical illness cover

  • Income protection

  • Unemployment cover

  • Annuities

  • Key Man Insurance

  • Bonds

  • Retirement Planning & Pensions

  • Investments

  • Home insurance

  • Wills & Inheritance Tax Advice

  • Employee pensions

  • Auto-enrolment

  • Continuity & Succession planning

  • Shareholder Protection

  • ISAs

  • + many more

Testimonials: We Love our Clients, And They Love Us.

We are fully dedicated to our clients. With The Orchard Practice, there is no need to worry about getting the support you need.

See what some of our happy clients are saying about us!

Dear Josh,
Our buy-to-let investment was dependent on a substantial mortgage in unusual circumstances due to factors such as rate advanced, residency issues and other complicating aspects, banks on the whole do not wish to face.

Josh, our adviser at The Orchard Practice was able to overcome them all and skilfully advised on the best option possible which resulted in a successful mortgage application.

Many thanks for the professional and friendly service.

Michael & Lisa May, December 2014
Dear Josh,
I just wanted to say a huge thank you for the financial services you have provided to my clients. It is a very big deal as an accountant to recommend a financial advisor and you have proved a massive success to work with. I am very grateful for your efficiency, promptness and reliability in dealing with my clients.

The financial advice given has been first rate and I have had only compliments and thanks from the clients I have referred to you.

Finally, I would also like to say that it is an absolute pleasure to deal with you on a daily basis and together with Malcolm and everyone at The Orchard Practice, thank you for all of your hard work.

I look forward to continuing to grow our professional relationship and as you say at The Orchard Practice, “growing together”.

Many thanks again.

Benjamin Korklin, November 2014
Helpful, polite and quick to respond to our queries and changes in our circumstances. Josh was always happy to take the extra time to talk us clearly through our options.
Adam Pentelow & Regine Lee, October 2014
See more testimonials

For expert financial advice call us today on 020 8953 8687

…or contact us here