mortgage advisers borehamwoodObtaining finance for a property can be a difficult and stressful time regardless of whether you are a first-time buyer, remortgaging or an experienced property investor.

At The Orchard Practice we do all the hard work for you leaving you to concentrate on what matters most.

Mortgage details: A Residential mortgage of £750,000 over 25 years on a Repayment basis
Maximum loan to value: 60%
Payment details: 1.09% Fixed until 31 October 2019; Which is 24 monthly payments of £2,856.11
Followed by:  A variable rate which is 3.49% above Bank Base Rate (currently 0.25%) which will not go below a floor of 3.49%, for the remaining term, which would give a current rate payable of 3.74%; Which currently would equate to 276 monthly payments of £3,766.72
Fees: £1,534 Lenders Arrangement Fee
Incentives: One free valuation. Terms and conditions will apply
Total amount to pay back: £1,109,775
The overall cost for comparison is: 3.3% APRC
Early repayment charges: Apply until 31 October 2019

The actual rate available will depend on your circumstances. Please ask for a personalised illustration.

This information is correct as at 4 October 2017. Please note if you are reading this after this date it is possible this rate is no longer available.

As part of Openwork, our size and expertise allows us to secure some exclusive mortgage deals, many of which you won’t find on the high street. The number of mortgages available to us is in the thousands and we continually review the market to ensure you have access to some of the market-leading mortgage providers.

Note: This is for illustration purposes only.

This feature may not work if you are using Internet Explorer.

Note: This is for illustration purposes only.

If you would like further information about how we can help with your mortgage application or would like to arrange a meeting please contact us or call 020 8953 8687

Your home may be repossessed if you do not keep up repayments on your mortgage.

Note: Some Buy To Let mortgages and all Commercial Lending are not regulated by the Financial Conduct Authority

Our Promises To You

  • Get to know you, your circumstances and your financial position and listen to what you hope to achieve. You won’t be treated like a sales target.
  • Research the market to find the most appropriate deal to suit your needs and budget. You won’t have to waste endless hours searching the internet or walking up and down the high-street.
  • Offer you some exclusive mortgage deals only available to Openwork advisors.
  • Complete all paperwork. You won’t have to spend hours wondering which boxes need filling in.
  • Always be there for you to keep you up-to-date and answer your queries. You won’t get passed round different advisers or call centres or have to make an appointment in branch.
  • Liaise with our contacts at the lender to make sure your application is dealt with quickly and efficiently. You won’t just get put to the bottom of the pile and forgotten about.
  • Discuss how you can protect yourself, your home or your investment. You won’t get signed up to anything without knowing about it.
  • Be the hub for your solicitor, surveyor and/or estate agent. You won’t have to answer the same question to every person in the chain.